Financial Services

Unipic is uniquely qualified to help financial service institutions with collection and asset-recovery needs. We can offer you the following:

• An understanding of the specific collection needs of banks, credit unions, and other financial service organizations.
• A strong track record of successfully collecting for banks and credit unions.
• Experienced reps who understand the importance of your community image and the need for diplomacy and professionalism
• Financial services industry references available

Banks

As a bank, you face collection challenges on two fronts - daily account operations and loans. Most banks routinely write off small past due balances related to deposit account overdrafts, bad checks, and cash losses from teller and ATM use. While these balances may seem small on an individual basis, combined they have a significant impact on cash flow and bank performance. Unipic offers a low-cost way to recoup these losses quickly, while still maintaining the level of professionalism expected in the banking industry. Since you already write off these balances as losses, you have nothing to lose by working with Unipic - and you have a lot to gain.

In addition to helping you with your daily account operations, Unipic can also handle your loan collection needs. By outsourcing both sides of the collection challenge to Unipic, you eliminate the time and overhead of managing collections internally while at the same time increasing your collection success rates. This combination of lower costs and higher return means increased cash flow and greater profitability for you.

Credit Unions

Because credit union membership is usually limited to an elite set of members who meet specific characteristics, credit unions must be especially considerate when dealing with their customers. However, in order to operate most effectively for all members, a credit union must also ensure that financial operations are stable, and this means keeping customer loan payments current. Most often, the fastest and most effective way to get past due customers back on track with loan payments is to use a third-party collection agency. As a neutral third party, Unipic can deliver the influence you need, while at the same time maintaining the high level of professionalism you would use in dealing with your own customers. Unlike other collection agencies, Unipic also offers you the ability to monitor and update status on all of your accounts, so that you can suspend our activities at the individual account level should a customer call you directly to make loan payment arrangements. Our combination of effectiveness, professionalism, and flexibility make Unipic the right choice for your collection needs.

Unipic offers low fees and has one of the best collection success rates in the industry, so contact us today to find out more about how Unipic can turn time into money for you.